Uniuyo Microfinance Bank Limited is wholly indegenous company with major shareholders which includes University of Uyo, Akwa Savings Limited, University of Uyo Multi-purpose Co-operative Society Ltd. The bank's ownership by these institutional investors has place the bank in an advantaged position.

Uniuyo Microfinance Bank Limited is strategically located in the Town Campus of University of Uyo (Head Office). Uniuyo Microfinance Bank Limited is among the few Microfinance banks that has strategic alliances with Central Bank of Nigeria (CBN), Chartered Institute of Bankers (CIBN), Rural Finance Institution Building Programme (RUFIN), an organization that assist and rates the Microfinance banks' visibility, public accountability, transparency and access to finance.